Legacy Planning

make a direct impact on the causes most important to you.

the best reasons to

plan a gift

support and sustain

Financial Assistance

Financial assistance is essential to support and sustain this work. Many people generously give their money, time and energy to their local not-for-profit organizations and are unaware that by leaving a gift in their will or estate plan to the charitable groups of their choice, they can continue to help people in need or promote a favourite cause.

dignity and purpose

A Gift from the Heart

Choosing to leave a gift from the heart brings meaning, dignity and purpose to a life well lived. Your gift is your opportunity to participate in the charitable and community work most meaningful to you, in a way that allows these important causes to be well supported now and long after you have gone.

aid the community

Charity or Non-profit

Every day, people are helped and lives are enriched by the work of registered charities and foundations, and other not-for-profit organizations in our communities.

tax benefits

Practical Addition


Surprisingly, a gift can also be a very practical addition to a financial or estate plan when tax issues are taken into consideration — even for those who think they may not have tax issues.

Visit the CAGP website for more info on gift planning!

10 things you can do today to



Prepare A Will.

Leave a gift in your will for the not-for-profit organization that makes a difference in your life.

Leave a specific dollar amount or a percentage of your assets to a not-for-profit organization.

Name a not-for-profit as a beneficiary of your RRSP, RRIF or pension plan.

Consider using assets for your legacy gift.

Encourage family and friends to leave gifts to not-for-profit in their wills.


Name your favourite not-for-profit as the beneficiary of an existing life insurance policy.


Purchase a new life insurance policy naming your favourite not-for-profit as the beneficiary.

Remember loved ones with memorial gifts.

Ask your financial or estate planning advisor to include charitable giving as part of your financial plan and to incorporate in their counsel to other clients.

Get In Touch

“Quadrus Investment Services Ltd. and design are trademarks of Quadrus Investment Services Ltd. Used with permission.”

Insurance products, including segregated fund policies, are offered through Rock Harbour Wealth Management Inc., and Investment Representatives Tim Jones, Jean Deschenes, Michael Steffler, and Alan Broadbent offer mutual funds and referral arrangements through Quadrus Investment Services Ltd. Any activity in relation to titles as President or Partner of Rock Harbour Wealth Management Inc.,is related to OUR insurance business only and is not the business of/or under the supervision of Quadrus Investment Services Ltd.