Risk Management

work hand in hand


At Rock Harbour we guide our clients to develop custom tailored risk management plans.  Whether life insurance, critical illness insurance, or disability insurance is needed, we will do a thorough fact find and needs analysis to guide you to the most suitable solution.

life insurance

critical illness insurance

disability insurance

our specialties

Individual & Corporate Planning

We specialize in individual planning for young families, professionals, and retirees.  We also work HAND IN HAND with our corporate clients helping them identify potential risks that are often overlooked.


In addition we will ensure that risk management will work IN HARMONY with our clients full financial plans.  Too often we meet individuals that have done very well with regards to wealth accumulation but had substantial risks that they were completely unaware of.


Together we will educate and assist you to meet your goals and manage risk along the way.  We have the necessary tools and resources as well as the ability to work with all major insurance carriers.

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“Quadrus Investment Services Ltd. and design are trademarks of Quadrus Investment Services Ltd. Used with permission.”

Insurance products, including segregated fund policies, are offered through Rock Harbour Wealth Management Inc., and Investment Representatives Tim Jones, Jean Deschenes, Michael Steffler, and Alan Broadbent offer mutual funds and referral arrangements through Quadrus Investment Services Ltd. Any activity in relation to titles as President or Partner of Rock Harbour Wealth Management Inc.,is related to OUR insurance business only and is not the business of/or under the supervision of Quadrus Investment Services Ltd.